In the current environment of low deposit rates, holding your money in cash isn’t always the best option. Inflation can mean the real value of your money, your purchasing power, will decrease over time but exposure to company assets such as shares, fixed interest securities and property can significantly increase potential investment returns. This can help to protect your capital against the effects of inflation and increase its value in real terms.
There are different ways a lump sum can be invested and a multitude of different investment options to choose from, each of which has its own characteristics, advantages and disadvantages. As an investor, you will be faced with a vast amount of information about funds, property, bonds, structured investments and much more. Understanding all of the options available to you can be a very daunting task when you are investigating how best to invest a lump sum.
At Oscar Winson, we take into account your circumstances, objectives, term of investment, economic factors and attitude to risk, offering access to a diverse range of funds and our expert portfolio managers. Any changes that are made ensure that the overall investment strategy is not affected or changed. Your investment strategy is updated on an annual basis and you will receive an annual performance review, quarterly statements and online access to your account.
(This service is not available to clients of Winson Insurance Consultants Limited in Hong Kong).